public class CreditCardSecurityTokenSerializer : WSSecurityTokenSerializer
{
    public CreditCardSecurityTokenSerializer(SecurityTokenVersion version) : base() { }

    protected override bool CanReadTokenCore(XmlReader reader)
    {
        XmlDictionaryReader localReader = XmlDictionaryReader.CreateDictionaryReader(reader);
        if (reader == null)
        {
            throw new ArgumentNullException("reader");
        }
        if (reader.IsStartElement(Constants.CreditCardTokenName, Constants.CreditCardTokenNamespace))
        {
            return true;
        }
        return base.CanReadTokenCore(reader);
    }

    protected override SecurityToken ReadTokenCore(XmlReader reader, SecurityTokenResolver tokenResolver)
    {
        if (reader == null)
        {
            throw new ArgumentNullException("reader");
        }
        if (reader.IsStartElement(Constants.CreditCardTokenName, Constants.CreditCardTokenNamespace))
        {
            string id = reader.GetAttribute(Constants.Id, Constants.WsUtilityNamespace);

            reader.ReadStartElement();

            // Read the credit card number.
            string creditCardNumber = reader.ReadElementString(Constants.CreditCardNumberElementName, Constants.CreditCardTokenNamespace);

            // Read the expiration date.
            string expirationTimeString = reader.ReadElementString(Constants.CreditCardExpirationElementName, Constants.CreditCardTokenNamespace);
            DateTime expirationTime = XmlConvert.ToDateTime(expirationTimeString, XmlDateTimeSerializationMode.Utc);

            // Read the issuer of the credit card.
            string creditCardIssuer = reader.ReadElementString(Constants.CreditCardIssuerElementName, Constants.CreditCardTokenNamespace);
            reader.ReadEndElement();

            CreditCardInfo cardInfo = new CreditCardInfo(creditCardNumber, creditCardIssuer, expirationTime);

            return new CreditCardToken(cardInfo, id);
        }
        else
        {
            return WSSecurityTokenSerializer.DefaultInstance.ReadToken(reader, tokenResolver);
        }
    }

    protected override bool CanWriteTokenCore(SecurityToken token)
    {
        if (token is CreditCardToken)
        {
            return true;
        }
        else
        {
            return base.CanWriteTokenCore(token);
        }
    }

    protected override void WriteTokenCore(XmlWriter writer, SecurityToken token)
    {
        if (writer == null) 
        { 
            throw new ArgumentNullException("writer"); 
        }
        if (token == null) 
        { 
            throw new ArgumentNullException("token"); 
        }

        CreditCardToken c = token as CreditCardToken;
        if (c != null)
        {
            writer.WriteStartElement(Constants.CreditCardTokenPrefix, Constants.CreditCardTokenName, Constants.CreditCardTokenNamespace);
            writer.WriteAttributeString(Constants.WsUtilityPrefix, Constants.Id, Constants.WsUtilityNamespace, token.Id);
            writer.WriteElementString(Constants.CreditCardNumberElementName, Constants.CreditCardTokenNamespace, c.CardInfo.CardNumber);
            writer.WriteElementString(Constants.CreditCardExpirationElementName, Constants.CreditCardTokenNamespace, XmlConvert.ToString(c.CardInfo.ExpirationDate, XmlDateTimeSerializationMode.Utc));
            writer.WriteElementString(Constants.CreditCardIssuerElementName, Constants.CreditCardTokenNamespace, c.CardInfo.CardIssuer);
            writer.WriteEndElement();
            writer.Flush();
        }
        else
        {
            base.WriteTokenCore(writer, token);
        }
    }
}